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PE-sealed reports. Every one.

Every Scapular report carries Jacob Bullinger's PE seal and is backed by $2M aggregate E&O insurance. Here's what you actually receive — and what it's done for real clients.

What a Scapular report contains.

Nine document formats for nine different recipients. Every report is custom to the file — not a checkbox form, not a template with blanks.

01

FHA Structural Certification

Engineered statement of compliance with HUD 4000.1 §II.D.5. Documents foundation type, tie-down system, data plate verification, utility connections, and structural condition. Required by FHA underwriters before insuring a manufactured home loan.

Recipient: FHA underwriter Typical length: 4–6 pages
02

PFGMH Foundation Certification

Certification that the foundation meets the guidelines in HUD's Permanent Foundations Guide for Manufactured Housing (1996). Required for Fannie Mae, Freddie Mac, FHA, VA, and USDA loans on manufactured homes titled as real property. Documents footing depth, perimeter enclosure, blocking pattern, and anchorage.

Recipient: Underwriter / title agent Typical length: 5–8 pages
03

Affixation Support Package

Engineering documentation supporting the real property conversion: foundation compliance letter, utility connection verification, and site sketch confirming permanent attachment. Accompanies the affidavit of affixation filed with the county recorder.

Recipient: Title agent / closing attorney Typical length: 6–10 pages
04

Conventional Structural Inspection

PE-stamped structural assessment for non-government loan products. Documents framing condition, load path, roof system, and any noted deficiencies. Used by conventional lenders, insurance carriers, and cash buyers who want PE-level documentation without the FHA compliance overlay.

Recipient: Lender / buyer Typical length: 3–5 pages
05

Alumiconn Wiring Certification

Certification that aluminum branch circuit wiring has been remediated using Alumiconn connectors per manufacturer specification and applicable NEC requirements. Documents every remediated connection with photos. Accepted by major insurers for removal of aluminum wiring holds.

Recipient: Insurer / buyer / lender Typical length: 8–15 pages with photos
06

New Installation Certification

Post-installation inspection and certification for newly sited manufactured homes. Documents that the installation meets HUD Installation Standards (24 CFR Part 3285) and state installation requirements. Required before some dealers will release title or before financing closes on a new home.

Recipient: Dealer / lender Typical length: 4–6 pages

Request a sample report. We provide redacted examples of completed reports to loan officers, underwriters, and title agents evaluating Scapular for their pipeline. Send a request with your role and the report type — typical response within one business day.

Real files. Real outcomes.

These are representative cases — client and property details omitted — showing how Scapular's turnaround and approval record translates to closed loans.

01

FHA loan, Jefferson County MO — closing at risk

Loan officer received an underwriter stip for a PE structural certification 8 days before the closing date. Previous inspector had declined the file due to a non-standard pier configuration. Scapular inspected, identified that the configuration met HUD 4000.1 under an alternate compliance path, and delivered a sealed certification within 24 hours of the site visit.

Result: Loan closed on schedule Turnaround: 18 hours field-to-PDF
02

PFGMH package, Pulaski County AR — refinance stall

Homeowner refinancing a manufactured home titled as real property. Title search revealed no recorded affidavit of affixation. Lender required both the PFGMH foundation certification and engineering support for the affixation. Scapular delivered the full package — foundation cert plus affixation support letter — in 48 hours, allowing the title agent to file and the refi to close the following week.

Result: Refinance closed, title corrected Turnaround: 48 hours complete package
03

Alumiconn certification, St. Louis County MO — insurance hold

Seller's disclosure revealed aluminum branch circuit wiring in a 1973 home. Buyer's insurer placed a coverage hold pending remediation and certification. Electrician completed Alumiconn installation; Scapular inspected and certified every connection the same week. Buyer's insurer accepted the PE certification and removed the hold before closing.

Result: Insurance hold cleared, sale closed Turnaround: 5 days inspection to certification
04

FHA batch, rural Kansas — dealer pipeline

A manufactured home dealer in southwest Kansas running four simultaneous FHA loans needed structural certifications on all four homes within a two-week window. Scapular scheduled the batch into a single regional trip, inspected all four properties in two days, and delivered all four sealed certifications within the two-week window. All four loans cleared underwriting on first submission.

Result: All 4 loans cleared first submission Turnaround: 11 days for batch of 4
05

USDA RD loan, rural Iowa — foundation uncertainty

USDA Rural Development loan on a 1988 double-wide. Appraiser noted uncertainty about whether the foundation met PFGMH standards — the home had been re-sited and the original installation records were unavailable. Scapular conducted a full PFGMH inspection, documented the current foundation configuration, confirmed compliance, and delivered a sealed certification that satisfied the USDA field office reviewer.

Result: USDA loan approved, closed Turnaround: 24 hours after site visit

The credentials behind every report.

Every report in this network — FHA structural, PFGMH foundation, Alumiconn certification, conventional structural — is signed and sealed by Jacob Bullinger, PE.

Jacob holds active PE licenses in Missouri (PE-2019017793), Arkansas (21759), Illinois (062-075020), Iowa (P28366), Kansas (30339), Nebraska (E-21768), and Indiana (PE12600231). Each license is independently verifiable on the respective state board's website.

Scapular Engineering carries $2M aggregate professional liability (E&O) insurance through an A+ rated carrier. Every sealed report is covered.

Full engineer-of-record page →

Ready to order?

Submit a request and Jacob will confirm the schedule within one business day. Most Midwest markets are within a 7-day scheduling window.