Frame and chassis
Distortion, damage, weld changes, corrosion, and evidence the frame is carrying the home as intended.
Moved manufactured home reports · September 2026
Moved home? Prove it is structurally sound.
A manufactured home installed at a new property may now have a conventional financing path. The lender needs a structural integrity inspection after the move, completed by a licensed Professional Engineer and retained in the mortgage file.
Freddie Mac’s September 2, 2026 update opened this path for qualifying homes. Your lender confirms eligibility; we document the structure.
POLICY UPDATE09.02.26 / NEW
Structural integrity
after relocation.
after relocation.
QuestionWas the home damaged in transit?
EvidencePE inspection at the current site
OutputSigned report for the loan file
Licensed PELoan-file ready
01Send the lender’s condition
02Inspect the moved home
03Deliver the signed report
One engineer. One accountable report.
What the report answers
Was the home damaged, altered, or weakened when it moved?
The inspection focuses on the parts of a manufactured home most affected by transport and reinstallation. We document current conditions at the property, then issue a clear structural opinion within the agreed scope.
Section connections
For multi-section homes, verify marriage-line connections and visible signs of movement between sections.
Foundation and anchors
Review piers, footings, anchors, tie-downs, and the load path created at the current site.
Before you order
Send the lender’s exact wording.
“Structural integrity report” can mean different things across loan programs. Share the written condition, property address, move history, and closing date. We confirm the scope before scheduling.
Start with the requirement ↗BringLender condition or underwriting notice
Tell usWhere the home was moved from and when
ExpectPE-signed PDF for the mortgage file
KnowThe report supports review; the lender decides eligibility
Request a report
Let’s get the scope right.
Tell us about the home and the requirement. We’ll respond with the next step and any information needed before the inspection.
Call (573) 275-7647
Seven Midwest states · PE-inspected
Common questions
Does the report guarantee conventional financing?
No. It documents the structural condition after the move. The lender reviews the full file and confirms whether the home and loan meet applicable requirements.
Is this the same as a foundation certification?
Not necessarily. A structural integrity report evaluates the home after relocation. A foundation certification addresses a specific foundation standard. Send the written condition so we can discuss the correct scope.
What if the home was moved years ago?
That is still a reportable condition. We document the current installation and any visible evidence of damage, alteration, or settlement from the move.